We evolved as a paranoid species (as most species) - fear can be life-saving. Especially on the long time. Being fearless means being out of the gene pool.
A mammal hear some noise out of some bush, he will flee. Perhaps it's the wind, perhaps it's a predator.
You look at the cost of fear-induced actions (not getting money for driving a black client for instance), and the gain (not being mugged and losing your car for instance), and their respective probabilities.
Also, we are very visual creatures. We are very good at stereotyping (stereotyping is not 100% accurate, but generally quite accurate, for instance we have a quite efficient "gaydar").
We have to learn not to be afraid of "the other" only if it's worth it. If you look at the stats, blacks suffer from stereotyping and frisk policies, but they also commit a disproportionate amount of crimes. Now, a random citizen hasn't much reason to be afraid most of the time, as he's diving in a social network that he knows and that is hopefully already filtering thugs (of all colors). But taxi drivers and cops do not know who they are dealing with. Stereotyping is not perfect, but it's heavily useful when you know nothing about who you deal with. As soon as you are getting acquainted with individuals, stereotype lose their interest and people naturally do not rely on them.
Bottom line is: in the absence of information, people will be racist or whatever (they will rely on their stereotype, that generally prove to be accurate), and believing stereotypes and fear are always counterproductive is stupid.
If you live next to thugs, you're no middle class. Unless California has thugs everywhere. But if you live in the shittiest neighborhood, you're at the bottom of the city.
A lowerclass american might earn more than a middleclass from a third world country for instance, in term of raw money, but that doesn't make him upper class.
Lastly, I would say that you suffer from the same problem (in my view) than udarnel. By being oversensitive to something, you begin to become it. You'd be afraid of Jews and Black demonization for instance, but you'd not be below demonizing those you perceive as demonizator, or at least blind to those who commit it (thus giving them undue influence over you).
http://slatestarcodex.com/2014/09/30/i-can-tolerate-anything-except-the-outgroup/(it's a blog of a democrat/libertarian jewish psychiatrist)
@udarnel
We have discussed a lot already. And I think I've written a lot in your thread overall. Convincing you that you are racist doesn't sound appealing to me.
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